Commercial Lines insurance may seem complicated, but we make it simple.  Our form-based material enables the student to become familiar with and learn about the various nuances of commercial lines.   We will review coverages, applications, underwriting, and selling the policy, The following courses are included in this class: Commercial Insurance 101 Acord Application Training Avoiding…

A complete review of the commercial umbrella policy is provided in this class.  Included is the arrangement of the policy, coverages provided, conditions, endorsements, exclusions, and the difference between Umbrella Liability and Excess forms. The following topics are included: How Umbrella Liability Differs from Excess Liability and which has broader coverage A detailed review of…

We will examine insurance coverages pertinent to automobiles and trucks used in business. The following will be addressed in this course: Coverage symbols (Triggers) A detailed review of who is insured Liability coverages including coverage extensions coverage exclusions Physical damage coverages including deductibles exclusions limits of insurance conditions definitions Review of the Acord Auto Application…

An introduction to Cyber Liability, Directors and Officers Liability, Employment Practices Liability, and Errors and Omissions Coverage are provided in this class. The student will have a basic understanding of these types of coverages. The following will be addressed in this course: A look into Cyber Liability coverages such as: The difference between cyber stand…

The garage policy was developed to provide coverage against general liability and automobile exposures on one policy. We will examine this unique policy form to include the 6 sections that make up this form. This includes symbols used, liability coverage, garage operations and covered autos, garage keepers coverage, physical damage coverage, conditions and definitions. The…

Property coverage elements and triggers will be examined in this course. This section will discuss buildings and structures, business personal property, property not covered, perils covered, exclusions and additional property coverages. The student will be introduced to the coverages included in this policy, as well as the need to endorse additional coverages due to exclusions…

Workers Compensation and Employers Liability is introduced in this course. Learn the difference between workers compensation and employers’ liability along with an introduction to other states insurance.  Content focuses on the duties of the insured and conditions,  federal coverages, issues within workers comp and legal theories within this coverage.  The following will be addressed in…

This is a two hour course and is an introduction to the General Liability policy form and focuses on the coverage overview, coverage definitions, insuring agreement, conditions and additional insured requests. Key endorsements addressing additional insured status will be reviewed along with a sample contract requesting an additional insured and the impact this has on…

A complete review of the commercial property policy is provided to include the arrangement of the policy, coverages provided, conditions, endorsements, and exclusions. The following will be addressed: The different types of commercial property to include topics such as: Business personal Property Buildings Services and Labor Property not covered Limits of the additional/extended coverages of…