Homeowners Reform (CE Credits Available in CO Only)

Description

This course is designed to provide the student information about Colorado House Bill 13-1225. While going through the class, the student will explore the history of Colorado wildfires, why the bill was put into place, homeowners insurance requirements because of the bill, as well as an overview on homeowners insurance coverages, best practices for property fire prevention tips, and how to help the customer after a fire.

CE Requirements

ICA Webinar Guidelines

In accordance with NAIC Guidelines and Regulations

Course Guidelines for Classroom Webinar/Webcast Delivery

These guidelines apply to courses conducted via instructor-led live webinars, attended in real-time in all locations.

•  The student is provided a login (user name, password, and/or email) by ICA before the course start date and an invitation to the course.   Students must sign in and sign out utilizing the Chat feature on the Webinar and/or email. Insurance Centers of America maintain all minimum student requirements and attendance as required by State Statutes. 

• All participants must provide their License Number and State license at the beginning of each course via the chat feature. 

• At the beginning of each course, the instructor reviews ICAs attendance guidelines, course participation requirements, course expectations, and course agenda. 

• The instructor determines Insurance Centers of America, Inc’s process to evaluate when a participant is inactive or not fully participating. Each course is interactive, and the instructors ask questions throughout, requiring each student to respond accordingly. Two poll questions are asked during the course, and each student must answer via Chat, which they have a minimum of 1-minute to respond. Students are required to interact in real-time with the instructor. Courses are structured, so everyone can interact, ask questions, and respond to the instructor anytime during the course.  

• As mentioned, Insurance Centers of America, Inc. maintains an electronic roster including records for each participant’s login/log-out times. Included are records of the session and copies of the Chat dialog. Chat is monitored constantly by the instructor, in real-time, and responded to in real-time. Chat conversations are copied and saved on our computer system and record books. 

• Inactivity is not logging in or out; they do not participate or return late from a scheduled break. If any of these occur, the student will not get credit for the course. Our courses are designed for the participation of students. They will not receive CE credit for the course. 

• Our courses are provided via interactive Webinar. As mentioned above, students are called upon during the entire instruction period and are required to interact within the course timeframe. As mentioned in bullet point #4, we also require all students to answer poll questions within 1-minute. Since this is a webinar course, students and Instructors may be in different locations. 

• Insurance Centers of America, Inc provides 50 minutes of instruction for each credit offered to meet the requirements for the continuing education requirements.   

Since this course offering is an instructor-led Webinar, no final exam is required.