Complex Apartments (CE Credits Available)



Quoting a large commercial Apartment Complex is complicated. Throughout this course, the student will need to research large property values, varied liability exposures, and underwriting considerations and recommend coverages and tools to help clients with their insurance needs.

We will delve into:

  • Request for Proposal (RFP) definition, outline, and preparation of an RFP response
  • Risk Overview
  • Initial Coverage Overview
  • Underwriting Concerns
  • Description of Business Operations
  • Property Amenities
  • Evaluation of current coverages and coverage deficits
    • Property
    • General Liability
    • Automobile
      • Drivers Information
    • Equipment Coverage
    • Workers Compensation
    • Umbrella Coverage
    • Bonds
  • In-depth review of supporting documentation
    • Loss Runs
    • Applications
    • Statement of Values
    • WC and GL Class Codes
  • Coverages Needed
  • Sample Carrier Submission Letter
  • Final Proposal

*This course is held for 14 sessions.